<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://finlo.lv/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Latvian loan types summary + anchors -->
  <url>
    <loc>https://finlo.lv/lv/kreditu-veidi</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url><loc>https://finlo.lv/lv/kreditu-veidi#hipotekarais-kredits</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/lv/kreditu-veidi#kredits-biznesam</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/lv/kreditu-veidi#kredits-buvniecibai</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/lv/kreditu-veidi#kredits-zemniekiem</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/lv/kreditu-veidi#kreditu-apvienosana</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>

  <!-- English loan types summary + anchors -->
  <url>
    <loc>https://finlo.lv/en/loan-types</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url><loc>https://finlo.lv/en/loan-types#mortgage-loan</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/en/loan-types#business-loan</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/en/loan-types#construction-loan</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/en/loan-types#agricultural-loan</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/en/loan-types#loan-consolidation</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>

  <!-- Russian loan types summary + anchors -->
  <url>
    <loc>https://finlo.lv/ru/vidy-kreditov</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url><loc>https://finlo.lv/ru/vidy-kreditov#hipotekarais-kredits</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/ru/vidy-kreditov#biznes-kredit</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/ru/vidy-kreditov#konstrukcionnyy-kredit</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/ru/vidy-kreditov#sel’skohozyaystvennyy-kredit</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://finlo.lv/ru/vidy-kreditov#konsolidaciya-kreditov</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>

</urlset>
